Thursday, November 26, 2015

Two slices of lime

I changed my bank around maybe six years ago, and since then I had as many "advisors". If it's one thing I learned in my many years living in different countries, it is that none of them have been good for me. I always had to rely on my own instinct, which I might add has given me the privilege of having a good life without exhausting myself.

But today I was visiting the bank, the called me and wanted to review my "risk profile". I obliged, since it's no point in being unfriendly, although I didn't expect any revelations. And right was I. Turned out my new "advisor" is a woman who wasn't even born when I first was on the stock market, she didn't own any shares of her own, but wanted to be able to retire early. And she was supposed to give me advice. I don't think so.

But as I understood during the meeting was that she was covering her back. My "risk profile" was too high, and if I just signed a paper stating that I was aware of the risk, she'd be safe to go on "advising". Fine. Just doing her job.

And when I was shown into the meeting room, declining water or coffee, I was offered a hot napkin, just like in business class on an aeroplane. How weird is that? In a bank? But I dutifully wiped my face and hands, then placed the napkin on the plate provided next to two slices of lime.

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