Audit

Went to see my auditor today. She has done my tax returns for the last couple of years, and she's thorough and correct. Lightened up a bit today when she heard I bought an apartment and that I will stay in Switzerland. It's nice with people who like us foreigners. Just like it's nice to hear that Switzerland voted for having an extended EU cooperation, even though "funny" countries like Bulgaria have now joined. Bad news were that the pension fund I cashed in last year, meant to be a part-payment for the flat is now going to be taxed. 10% of it will go to the government. This despite the fact that I took all the risk and paid all the admin fees. When it's time to cash in the government wants a piece of the pie, with no consideration for my need of the money to pay for my investment. At my question whether we should "forget" to tell the government, she said they will find out and that I would then have to pay twice the amount plus a penalty. Not something I want to risk being a Swiss fan and somebody who wants to stay here. Guess I have to be grateful that other countries would have sliced a bigger piece of the cake. She also informed me how much I should borrow and how much I should cash off. Nice to know that it coincided with my thoughts. Think we're the same kind. We don't like having debts, unless it's tax beneficial. The only good news were that the taxes I prepaid is more than going to cover the final ones. And the government gives 2% interest rate on the surplus, which is way more than the corrupt banks are giving. I like my auditor.